Rates
Incidental Expenses & Distribution Of Closing Costs
| Policy Amount | Risk Premium |
| 20,000 | 115.00 |
| 25,000 | 143.75 |
| 30,000 | 172.50 |
| 35,000 | 201.25 |
| 40,000 | 230.00 |
| 45,000 | 258.75 |
| 50,000 | 287.50 |
| 55,000 | 316.25 |
| 60,000 | 345.00 |
| 65,000 | 373.75 |
| 70,000 | 402.50 |
| 75,000 | 431.25 |
| 80,000 | 460.00 |
| 85,000 | 488.75 |
| 90,000 | 517.50 |
| 95,000 | 546.25 |
| 100,000 | 575.00 |
| 105,000 | 600.00 |
| 110,000 | 625.00 |
| 115,000 | 650.00 |
| 120,000 | 675.00 |
| 125,000 | 700.00 |
| 130,000 | 725.00 |
| 135,000 | 750.00 |
| 140,000 | 775.00 |
| 145,000 | 800.00 |
| 150,000 | 825.00 |
| 155,000 | 850.00 |
| 160,000 | 875.00 |
| 165,000 | 900.00 |
| 170,000 | 925.00 |
| 175,000 | 950.00 |
| 180,000 | 975.00 |
| 185,000 | 1,000.00 |
| 190,000 | 1,025.00 |
| 195,000 | 1,050.00 |
| 200,000 | 1,075.00 |
| 205,000 | 1,100.00 |
| 210,000 | 1,125.00 |
| 215,000 | 1,150.00 |
| 220,000 | 1,175.00 |
| 225,000 | 1,200.00 |
| 230,000 | 1,225.00 |
| 235,000 | 1,250.00 |
| 240,000 | 1,275.00 |
| 245,000 | 1,300.00 |
| 250,000 | 1,325.00 |
| 255,000 | 1,350.00 |
| 260,000 | 1,375.00 |
| 265,000 | 1,400.00 |
| 270,000 | 1,425.00 |
| Policy Amount | Risk Premium |
| 280,000 | 1,475.00 |
| 290,000 | 1,525.00 |
| 300,000 | 1,575.00 |
| 310,000 | 1,625.00 |
| 320,000 | 1,675.00 |
| 330,000 | 1,725.00 |
| 340,000 | 1,775.00 |
| 350,000 | 1,825.00 |
| 360,000 | 1,875.00 |
| 370,000 | 1,925.00 |
| 380,000 | 1,975.00 |
| 390,000 | 2,025.00 |
| 400,000 | 2,075.00 |
| 410,000 | 2,125.00 |
| 420,000 | 2,175.00 |
| 430,000 | 2,225.00 |
| 440,000 | 2,275.00 |
| 450,000 | 2,325.00 |
| 460,000 | 2,375.00 |
| 470,000 | 2,425.00 |
| 480,000 | 2,475.00 |
| 490,000 | 2,525.00 |
| 500,000 | 2,575.00 |
| 510,000 | 2,625.00 |
| 520,000 | 2,675.00 |
| 530,000 | 2,725.00 |
| 540,000 | 2,775.00 |
| 550,000 | 2,825.00 |
| 560,000 | 2,875.00 |
| 570,000 | 2,925.00 |
| 580,000 | 2,975.00 |
| 590,000 | 3,025.00 |
| 600,000 | 3,075.00 |
| 610,000 | 3,125.00 |
| 620,000 | 3,175.00 |
| 630,000 | 3,225.00 |
| 640,000 | 3,275.00 |
| 650,000 | 3,325.00 |
| 660,000 | 3,375.00 |
| 670,000 | 3,425.00 |
| 680,000 | 3,475.00 |
| 690,000 | 3,525.00 |
| 700,000 | 3,575.00 |
| 710,000 | 3,625.00 |
| 720,000 | 3,675.00 |
| 730,000 | 3,725.00 |
| 740,000 | 3,775.00 |
| 750,000 | 3,825.00 |
| 760,000 | 3,875.00 |
| 770,000 | 3,925.00 |
| 780,000 | 3,975.00 |
| Policy Amount | Risk Premium |
| 790,000 | 4,025.00 |
| 800,000 | 4,075.00 |
| 810,000 | 4,125.00 |
| 820,000 | 4,175.00 |
| 830,000 | 4,225.00 |
| 840,000 | 4,275.00 |
| 850,000 | 4,325.00 |
| 860,000 | 4,375.00 |
| 870,000 | 4,425.00 |
| 880,000 | 4,475.00 |
| 890,000 | 4,525.00 |
| 900,000 | 4,575.00 |
| 910,000 | 4,625.00 |
| 920,000 | 4,675.00 |
| 930,000 | 4,725.00 |
| 940,000 | 4,775.00 |
| 950,000 | 4,825.00 |
| 960,000 | 4,875.00 |
| 970,000 | 4,925.00 |
| 980,000 | 4,975.00 |
| 990,000 | 5,025.00 |
| 1,000,000 | 5,075.00 |
| 1,100,000 | 5,325.00 |
| 1,200,000 | 5,575.00 |
| 1,300,000 | 5,825.00 |
| 1,400,000 | 6,075.00 |
| 1,500,000 | 6,325.00 |
| 1,600,000 | 6,575.00 |
| 1,700,000 | 6,825.00 |
| 1,800,000 | 7,075.00 |
| 1,900,000 | 7,325.00 |
| 2,000,000 | 7,575.00 |
| 2,100,000 | 7,825.00 |
| 2,200,000 | 8,075.00 |
| 2,300,000 | 8,325.00 |
| 2,400,000 | 8,575.00 |
| 2,500,000 | 8,825.00 |
| 2,600,000 | 9,075.00 |
| 2,700,000 | 9,325.00 |
| 2,800,000 | 9,575.00 |
| 2,900,000 | 9,825.00 |
| 3,000,000 | 10,075.00 |
| 3,100,000 | 10,325.00 |
| 3,200,000 | 10,575.00 |
| 3,300,000 | 10,825.00 |
| 3,400,000 | 11,075.00 |
| 3,500,000 | 11,325.00 |
| 3,600,000 | 11,575.00 |
| 3,700,000 | 11,825.00 |
| 3,800,000 | 12,075.00 |
Incidental Expenses:
Recording Fees: $10.00 for the first pagel $8.50 for each additional page.
Deeds: State Documentary Stamps required (.70 per each $100 or fraction thereof).
Mortgage: State Documentary Stamps required (.35 for each $100 or fraction thereof). Intangible Tax required (.20 for each $100)
Usual Distribution Of Closing Costs:
Buyer:
- Financing
- a) Appraisal
- b) Loan Service
- c) Credit Report
- d) FHA or VA Fees
- e) Prepaid interest, if any
- f) Prepaid insurance and Tax reserves
- Mortgagee's Title Insurance Policy
- Doc Stamps (.35 per $100) on Note
- Intangible Tax (.002 x Mtg. Amount)
- Recording of Deed and Mortgage
- Pest Inspection and Survey
- Insurance Premiums
Seller:
- Title Evidence
- Owners Title Insurance Policy
- State Transfer Tax (.70 per $100)
- Cancellation of existing Liens
- a) Mortages
- b) Judgment Liens
- c) Federal tax Liens, etc.
- Cancellation Fees
- Special Assessments and Taxes
- Tax Proration
- Real Estate Commission
- Mortgage Prepayment Penalty, if any
- Interest to Date of Proration on Assumed Mortgages
- Lenders Services Charge on VA or FHA Loans, in any
- Rent Protection
